There are times in life when you do something or learn something that will permanently change how you think of things going forward.
Those inflection points usually seem so happenstance and sometimes insignificant at the time, but they profoundly change the direction of your life. Continue reading “3 Moments that Forever Changed my Financial Trajectory”
Last Sunday we bought a car. On Saturday I was still a naive public transportation weirdo who had never set foot in a car dealership. By Monday I was a hardened negotiator, with my very own working automobile. Well, sort of. Continue reading “5 Steps for Buying a Used Car in a Single Day”
As I wrote my first few posts on this blog, I spent a lot of time thinking about what aspects of my life I should share with you all. I’m not at all interested in publishing lies about myself, because the whole point of the blog is to hold me accountable for my financial decisions and to make a time capsule of how my life looks at each step along this winding road to financial independence.
At the same time, I’m hesitant to publish the whole truth. Continue reading “Our Financial Un-independence”
What do you do with your extra savings when you run out of tax advantaged retirement accounts to put your money in? Mr. Chedda and I ran into this problem (but can you really call it a problem?) earlier this year. Continue reading “Opening a 529 Plan When You Don’t Have Any Kids”
This post is sponsored by a wonderful bourbon/OJ drink that I’m currently drinking and that helped me to open up about the unpredictability of my life in its current state.
Today Mr. Chedda told his boss’ boss that he’s quitting and his last day on the job will be two weeks from now.
He doesn’t yet have a new job lined up, and he probably won’t receive any paycheck for the next six months or so. Continue reading “Mr. Chedda Quit His Job! (Or, the Unpredictability of Having Piles of Money)”
If you’re just joining the Free Hawaiian Vacation series, take a look at Part I – Intro and Flights, then check out Part II – Hotels.
As my new husband and I flew home from Kauai in our cushy, free, first class seats, we clinked our champagne glasses together and both realized how absurd our trip had been. Continue reading “The Free Hawaiian Vacation Part III – Final Roundup”
If you’re just tuning in, read my Part I – Intro and Flights writeup first.
As I mentioned in my October Hobby Update, we stayed at some pretty swanky hotels on our trip to Hawaii. Remember the remote control toilet? Here’s a rundown of all the places we stayed, and how we got them for free! Continue reading “The Free Hawaiian Vacation Part II – Hotels”
We went to Hawaii for our honeymoon and the hotels we stayed in and the first class airfare to and from the islands were totally free, exclusively through the power of credit card bonuses! Continue reading “The Free Hawaiian Vacation Part I – Intro and Flights”
I’m frugal, employed full-time, and still unpacking all the junk left over from our wedding celebration, but I’m trying not to let stuff like that distract me from the real spice of life: hobbies!
October was a great month in for Chedda World hobbies. My favorite hobbies all meet my three paramount qualifications for hobby fun-ness—they’re inexpensive, make me feel happy, and can be done from bed (I do have some rare non-bed hobbies as well). Continue reading “October Hobby Update”
The Origin Story
Around New Year’s Day at the start of 2015, Mr. Chedda and I had a heart-to-heart financial goal setting session. Based on our current account balances and what we thought we could save over the next few years, we decided on a five year financial plan: get to $500k net worth by 2020.
So, how are we doing so far? Continue reading “$500k in 5 Years”